Surrogacy Cost in India (₹6.25–15 Lakh) | Licensed Low Cost Surrogacy Centres in India with Govt Registration 2026
Surrogacy in India typically costs ₹6.25 lakh – ₹15 lakh in 2026 for one successful cycle. That price covers tests, IVF, embryo transfer, the surrogate's pregnancy care and delivery, her 36-month insurance and the legal certificates. The law allows no fee to the surrogate, only her medical costs and insurance.
How Much Does Surrogacy Cost in India?
Here are the surrogacy charges in India, item by item, for one IVF cycle that leads to a pregnancy and birth. The table follows the surrogacy process in order, so you can see what you pay at each stage. These are typical prices and rates at registered centres across Indian cities in 2026.
| What you pay for | Typical cost |
|---|---|
| Consultation, tests and screening The couple's fertility tests and the surrogate's medical and psychological screening | ₹0.75 lakh – ₹1.5 lakh |
| IVF / ICSI cycle with medicines Ovarian stimulation, egg collection, fertilisation, embryo culture and medicines for one cycle | ₹1.5 lakh – ₹3 lakh |
| Embryo freezing and transfer Freezing and storing embryos, and one embryo transfer into the surrogate | ₹0.5 lakh – ₹1 lakh |
| Surrogate's pregnancy care Antenatal check-ups, scans, blood tests and medicines through the pregnancy | ₹1 lakh – ₹2.5 lakh |
| Delivery and hospital stay Normal delivery or C-section, and the hospital stay for mother and baby | ₹1 lakh – ₹3 lakh |
| Surrogate's insurance (36 months) Health insurance cover the law requires the couple to buy for the surrogate | ₹0.5 lakh – ₹1.5 lakh |
| Legal work and certificates Medical indication, essentiality and eligibility certificates, the agreement and the parentage order | ₹1 lakh – ₹2.5 lakh |
| Total for one successful cycle | ₹6.25 lakh – ₹15 lakh |
Ranges compiled in November 2026 from published estimates: Birla Fertility & IVF – surrogacy cost page, Delhi IVF – surrogacy cost and legal guide, Star Health Insurance – surrogacy treatment cost in India. Read how we estimate costs. Your own quote may be higher or lower.
₹6.25 lakh – ₹15 lakh
Typical total surrogacy cost in India for one successful cycle, including the surrogate's care and insurance and all legal work.
- The biggest swings come from the number of IVF cycles and the delivery type
- Always ask for an itemised, written quote
- Never pay a surrogate a fee; it is illegal
Surrogate Mother Cost in India: What the Couple Pays For
Many people search for the surrogate mother price, charges or fees in India. Under the Surrogacy (Regulation) Act, 2021, a surrogate cannot be paid a fee. The intending couple pays only for her care, so that she is fully protected through the pregnancy and after it.
| Cost related to the surrogate | Typical cost |
|---|---|
| Surrogate's pregnancy care Antenatal check-ups, scans, blood tests and medicines through the pregnancy | ₹1 lakh – ₹2.5 lakh |
| Delivery and hospital stay Normal delivery or C-section, and the hospital stay for mother and baby | ₹1 lakh – ₹3 lakh |
| Surrogate's insurance (36 months) Health insurance cover the law requires the couple to buy for the surrogate | ₹0.5 lakh – ₹1.5 lakh |
| Surrogate's care and insurance | ₹2.5 lakh – ₹7 lakh |
These items are already part of the total cost above, not extra.
What the law allows
- Her medical expenses through pregnancy and delivery
- Insurance cover for her for 36 months, bought by the couple
- Expenses allowed under the surrogacy rules
What the law forbids
- Any fee, salary or "price" for the surrogate
- Commercial surrogacy or brokers selling surrogates
Families We Have Supported on Their Surrogacy Journey
These moments were shared with us by families the VinsFertility team has guided. Each of them took the lawful route: altruistic surrogacy, with the certificates the law requires, at a registered centre. Every journey is different, and no centre can promise a result.
Photos are shared by the families. Names are withheld to protect their privacy.
Surrogacy Cost in Delhi, Mumbai, Bangalore, Hyderabad and Other Cities
Each city page shows what surrogacy costs there and lists the licensed, government-registered surrogacy centres in that city, so you can ask them for written quotes.
61 licensed centres Surrogacy cost in Mumbai₹6.25 lakh – ₹15 lakh
44 licensed centres Surrogacy cost in Bangalore₹6.25 lakh – ₹15 lakh
60 licensed centres Surrogacy cost in Hyderabad₹6.25 lakh – ₹15 lakh
45 licensed centres Surrogacy cost in Chennai₹6.25 lakh – ₹15 lakh
44 licensed centres Surrogacy cost in Kolkata₹6.25 lakh – ₹15 lakh
18 licensed centres Surrogacy cost in Pune₹6.25 lakh – ₹15 lakh
27 licensed centres Surrogacy cost in Ahmedabad₹6.25 lakh – ₹15 lakh
25 licensed centres
Surrogacy Cost in Gujarat, Tamil Nadu, West Bengal and Other States
The cost of surrogacy is set by the hospital, not the state, so every state falls within the same national range of ₹6.25 lakh – ₹15 lakh. What differs is how many licensed centres you can choose from close to home.
| State | Licensed surrogacy centres | Typical total cost |
|---|---|---|
| Surrogacy cost in Gujarat | 66 | ₹6.25 lakh – ₹15 lakh |
| Surrogacy cost in Tamil Nadu | 121 | ₹6.25 lakh – ₹15 lakh |
| Surrogacy cost in West Bengal | 34 | ₹6.25 lakh – ₹15 lakh |
| Surrogacy cost in Punjab | 37 | ₹6.25 lakh – ₹15 lakh |
| Surrogacy cost in Kerala | 25 | ₹6.25 lakh – ₹15 lakh |
| Surrogacy cost in Odisha | 9 | ₹6.25 lakh – ₹15 lakh |
| Surrogacy cost in Chhattisgarh (Raipur) | 16 | ₹6.25 lakh – ₹15 lakh |
| Surrogacy cost in Assam (Guwahati) | 8 | ₹6.25 lakh – ₹15 lakh |
| Surrogacy cost in Maharashtra (Nashik, Kolhapur) | 128 | ₹6.25 lakh – ₹15 lakh |
| Surrogacy cost in Bihar (Patna) | 0 | No registered centre yet |
Centre counts from the National ART & Surrogacy Registry. Families in states without a registered centre, such as Bihar, usually choose one in a nearby state. See every centre at bestsurrogacycentreinindia.com.
Licensed centres across India
762
Government-registered surrogacy centres in 22 states and union territories. Only a registered centre can legally offer surrogacy, so ask for its registration number before you discuss cost.
Find a registered centreWhat Changes the Total Surrogacy Cost in India?
The total above assumes the first IVF cycle gives good embryos and a pregnancy follows. These are the common reasons the final amount is higher.
| Possible extra | Typical cost |
|---|---|
| Each additional IVF cycle If the first cycle does not give suitable embryos | ₹1.5 lakh – ₹3 lakh |
| Each additional frozen embryo transfer The rules allow up to three attempts on the same surrogate | ₹0.5 lakh – ₹1 lakh |
| Donor eggs (where medically certified) One gamete must still come from the couple | ₹1 lakh – ₹1.5 lakh |
| Genetic testing of embryos (PGT) Only when the doctor advises it | ₹0.3 lakh – ₹1 lakh |
Other things that move the price
- Hospital tier: a large private hospital usually charges more than a smaller registered clinic
- Delivery type: a C-section costs more than a normal delivery
- Newborn care: any time the baby needs in neonatal care adds to the bill
- Travel: if you live in another city, budget for repeat visits
Low Cost Surrogacy in India: How to Keep the Cost Down Legally
The cheapest or lowest surrogacy cost in India is not always the best value. A very low price can mean missing items or a centre cutting corners. These steps lower your expenses without lowering safety.
Compare itemised quotes
Ask two or three registered centres for a written, item-by-item quote, so you can compare like with like.
Freeze good embryos
If one IVF cycle gives several good embryos, freezing them can avoid paying for a whole new cycle later.
Choose a centre nearby
A registered centre in your own city cuts travel and stay costs across many visits.
Ask about staged payments
Many centres let you pay in stages as treatment moves forward. Get the payment schedule in writing.
Check what insurance covers
The surrogate's insurance is required anyway. Ask what it covers, so delivery or complication costs do not surprise you.
Walk away from red flags
Avoid "guaranteed" packages, cash-only deals and any offer of a paid surrogate. They are illegal or unsafe.
Surrogacy Cost in India: Frequently Asked Questions
What is the average cost of surrogacy in India?
For one successful IVF cycle and pregnancy, the total cost of surrogacy in India is typically ₹6.25 lakh – ₹15 lakh in 2026. That covers tests, IVF, embryo transfer, the surrogate's pregnancy care, delivery, her 36-month insurance and the legal work. Extra IVF cycles or embryo transfers add to the total.
What are surrogate mother charges or fees in India?
There is no legal "surrogate mother fee" or "surrogate mother price" in India. The law forbids paying a surrogate. The couple pays only for her medical care, delivery and insurance, plus expenses the rules allow, which typically comes to ₹2.5 lakh – ₹7 lakh of the total cost.
Why do surrogacy charges in India vary so much between centres?
Centres include different items in their price. Some quote only the IVF part; others include the surrogate's care, delivery, insurance and legal work. Ask every centre for an itemised, written quote and compare the same items.
How much does each extra attempt cost?
Each additional frozen embryo transfer typically costs ₹0.5 lakh – ₹1 lakh, and a new IVF cycle ₹1.5 lakh – ₹3 lakh. The rules allow up to three attempts on the same surrogate mother.
What is the cost of gestational surrogacy in India?
All legal surrogacy in India is gestational: the surrogate carries an embryo made with the couple's gametes and is not genetically related to the baby. So the gestational surrogacy cost is the same ₹6.25 lakh – ₹15 lakh shown above.
What is the success rate of surrogacy in India?
There is no single official success rate for India. Results depend mainly on the age of the egg provider, embryo quality and the surrogate's health. Ask each registered centre for its own results for cases like yours, in writing.
Is twin surrogacy more expensive in India?
Usually only one embryo is transferred per cycle, so twins are uncommon. If twins do happen, delivery and newborn care usually cost more, so ask the hospital how it charges for a twin delivery and neonatal care.
Can a single man or single father opt for surrogacy in India, and what does it cost?
No. Under the Surrogacy (Regulation) Act, 2021, single men are not eligible for surrogacy in India, so there is no lawful single-father surrogacy cost. Eligible intending parents are married Indian couples who meet the age and medical conditions, and Indian widows or divorced women aged 35 to 45.
What does a surrogacy package in India include?
A complete package should cover every item in the cost table above: tests, IVF, embryo transfer, the surrogate's care, delivery, insurance and legal work. Check the written package for what is excluded, such as extra cycles or newborn care.
Is a "guaranteed surrogacy package" in India real?
No centre can guarantee a baby. A package that promises a guaranteed result, or offers a paid surrogate, is a warning sign. Choose a government-registered centre that gives you an honest, written plan.
Has the cost of surrogacy in India changed since 2020 and 2021?
Yes. The Surrogacy (Regulation) Act, 2021 banned commercial surrogacy, so older figures that included payments to surrogates no longer apply. The 2026 cost is made up of medical, insurance and legal items only.
Which city or state has the lowest surrogacy cost in India?
Costs across Indian cities and states fall within the same broad range. The hospital you choose and the number of attempts you need matter far more than the location. Compare written quotes from registered centres near you.
Want a cost estimate for your case?
Talk to the VinsFertility team. We explain each cost, check your eligibility and help you compare written quotes from registered centres. The call is free.